Explore Business
Funding Options.

Different businesses have different funding needs. Explore potential funding categories through one streamlined request and our funding partner network.

Fast & Easy

No Obligation

No Hard Credit Pull to Start

Funding availability, amounts, and terms vary.

Business owner working at a laptop in an established workplace

Business Funding Categories

Explore common funding categories that may be reviewed based on your business profile, goals, and funding needs.

Business Line of Credit

Flexible access to funds that may be drawn as needed, up to an approved credit limit.

Term Loans

A lump sum with a defined repayment schedule for planned business investments.

Working Capital

Short-term funding that may help manage cash flow and everyday operating needs.

Equipment Financing

Finance equipment your business may need to operate, replace assets, or grow.

SBA Loans

Government-backed loan options that may offer favorable structures for qualified businesses.

Additional commercial funding structures may also be available depending on the business profile and partner review.

Which Option May Fit Your Business?

Different goals call for different solutions. Here are several common reasons businesses explore funding.

Manage Cash Flow

Bridge short-term gaps, cover operating expenses, and keep the business moving smoothly.

Purchase Equipment

Invest in tools and equipment that may increase capacity, replace assets, or improve efficiency.

Expand Your Business

Open a new location, add services, hire employees, or purchase additional inventory.

Make Larger Investments

Fund renovations, acquisitions, major purchases, or longer-term strategic initiatives.

General Starting Qualifications

These are general starting guidelines, not approval requirements. Criteria vary by funding partner and product.

12+ Months

Typically in business

$100K+

Annual gross revenue

Active

Business checking account

620+ Preferred

Personal credit score

Frequently Asked Questions

How does the funding request process work?

Complete one streamlined request with basic business and funding information. Your request may then be reviewed by a funding partner for potential options.

Is there an obligation to accept funding?

No. Submitting a request does not require you to accept any funding option.

Will submitting a request affect my credit?

The initial VeriPoint request does not require a hard credit pull to start. A funding partner may request authorization for a credit review later if needed.

What information will I need to provide?

The initial request asks for basic business and funding details. A funding partner may request additional documentation if the review moves forward.

How quickly could funding be available?

Timing varies by funding partner, product, documentation, and business profile. No funding timeline is guaranteed.

Does VeriPoint make the credit decision?

No. VeriPoint Funding is not a direct lender and does not make credit decisions. Eligibility, approval, amounts, rates, fees, and terms are determined by the applicable funding partner or lender.

View All Frequently Asked Questions →

Ready to Explore Your Funding Options?

One short request may help connect your business with potential funding options through our partner network.

No obligation to accept an offer.

VeriPoint Funding does not guarantee approval, funding availability, amounts, rates, fees, repayment terms, or specific outcomes. Funding products are subject to funding partner and/or lender approval and may not be available in all states or industries. Requirements vary by provider, product, and applicant qualifications. VeriPoint Funding is not a direct lender and does not make credit decisions.